
🔒 Disclaimer: This article is intended for informational purposes only. Readers should always verify details through official government sources and consult certified financial or legal advisors before applying for any government scheme.
Introduction: Empowering Bihar’s Entrepreneurs
With rising unemployment and the need for inclusive economic growth, the Bihar government introduced the Mukhyamantri Udyami Yojana to promote entrepreneurship among underrepresented communities. In 2025, the scheme has been further refined to support SC, ST, EBC, and women entrepreneurs with financial assistance, business training, and subsidy-linked loans.
This guide breaks down everything you need to know—from eligibility and benefits to how to apply.
What Is Mukhyamantri Udyami Yojana?
Launched by the Bihar Government under the Department of Industries, the Mukhyamantri Udyami Yojana provides ₹10 lakh financial assistance to eligible entrepreneurs, including a subsidy and an interest-free loan.
📌 Objective: To encourage self-employment and job creation, especially among SC/ST/EBC communities and women.
📚 Source: Bihar Industries Department Official Portal
📄 Download Scheme Guidelines PDF (Latest)
Who Can Apply?
✅ Eligibility Criteria (2025 Updated)
Criteria | Description |
---|---|
Citizenship | Applicant must be a resident of Bihar |
Caste Category | SC/ST/EBC or women (general category also eligible since 2023) |
Age | 18 to 50 years |
Education | Minimum 10th pass (Some categories may require 12th/diploma) |
New Business Requirement | Business should be new, not already operational |
Aadhar & PAN | Mandatory for identity verification |
Bank Account | Active account linked with Aadhaar |
Financial Assistance Breakdown
💸 Total Support Amount: ₹10,00,000
- 🟢 Subsidy (Grant): ₹5,00,000 (non-refundable)
- 🟡 Interest-Free Loan: ₹5,00,000
- Repayment over 84 months (7 years)
- Moratorium: 6–12 months (varies based on case)
Note: Loan disbursement is subject to successful business proposal evaluation.
Documents Required
📋 Mandatory Documents for Application:
- Aadhaar Card
- PAN Card
- Bihar Residential Certificate
- Caste Certificate (for SC/ST/EBC)
- 10th Marksheet or qualifying document
- Bank Passbook
- Passport-size photographs
- Detailed Business Plan/Proposal
- Mobile number & Email ID (linked to Aadhaar)
Application Process (Step-by-Step)
🖥️ Apply Online at: https://udyami.bihar.gov.in/
- Registration: Enter Aadhaar and mobile number, verify with OTP.
- Profile Setup: Fill in personal and educational details.
- Upload Documents: All required documents to be scanned and submitted.
- Business Proposal Upload: Describe business model, location, capital needs, employment potential.
- Verification: Your application will be reviewed by the Industries Department.
- Interview/Presentation (if applicable): Shortlisted applicants may be called for personal discussion.
- Approval & Disbursement: Upon approval, subsidy and loan amounts are released in phases.
☎️ Helpline: 1800-345-6214 (toll-free)
📧 Email: support@udyami.bihar.gov.in
Fraud Alert & Safety Warning
⚠️ BEWARE of agents or third parties promising guaranteed approvals or asking for payment. The application is completely free and should only be submitted through the official government portal.
✅ Always check:
- The scheme URL should end with
.gov.in
- Do not share Aadhaar or bank details with unofficial websites
What Happens After You Apply?
Once your proposal is accepted:
- 🎓 You may be assigned entrepreneurship training by recognized agencies.
- 💼 You will receive a digital certificate of selection.
- 🏦 Subsidy and loan will be disbursed through direct bank transfer.
- 📊 Periodic monitoring of your business progress will be conducted by district officials.
Key Benefits
✔ ₹10 lakh total support
✔ 50% subsidy, 50% interest-free loan
✔ Skill development training
✔ Mentorship from industry experts
✔ Priority support for SC/ST/EBC and women
Frequently Asked Questions (FAQs)
Q1. Can I apply if I’m already running a business?
No, this scheme is only for new entrepreneurs.
Q2. Is there a deadline in 2025?
The current application window remains open till further notice. Visit udyami.bihar.gov.in for latest deadlines.
Q3. Can two family members apply?
Yes, if they meet eligibility individually and have separate business ideas.
Final Thoughts
The Mukhyamantri Udyami Yojana 2025 is not just a funding initiative—it’s a bold move toward inclusive entrepreneurship in Bihar. By offering both financial and developmental support, the scheme can empower thousands of youth to build self-reliant ventures.
If you’re eligible, take action now. The opportunity is government-backed, structured, and designed to reduce startup failure through holistic support.
⚠️ BEWARE of agents or third parties promising guaranteed approvals or asking for payment. The application is completely free and should only be submitted through the official government portal.
🖊️ About the Author
Jaya is a finance content writer and researcher who focuses on Indian government schemes and financial literacy. While not a certified financial advisor, She ensures each article is based on verified public sources and updated policy documents.