📢 Financial Disclaimer: This article is intended for general informational purposes only. It does not constitute financial advice. All loan-related figures (EMIs, interest rates, down payments) are illustrative and subject to change based on individual credit scores, lenders’ terms, market conditions, and geographic factors. For accurate, personalized quotes, please consult an authorized Bajaj dealership or a licensed financial advisor.
🚴 Introduction: Why the 2025 Bajaj Platina 110 Stands Out
The Bajaj Platina 110 has long been a trusted commuter bike across India, known for its mileage, affordability, and comfort. The 2025 model, expected to build on this legacy, aims to appeal to budget-conscious urban and rural riders alike.
But beyond specs and looks, one question matters: How affordable is it really—especially on EMI? This guide breaks down key features, estimated pricing, and typical financing options to help you make an informed decision.
⚙️ Key Features of the 2025 Bajaj Platina 110 (Expected)
Note: The 2025 model specifications are based on pre-release reports. Final specs may vary.
Feature
Details
Engine
115.45cc, single-cylinder, air-cooled DTS-i
Max Power
8.6 PS @ 7000 rpm
Mileage (Approx.)
70–75 km/l
Transmission
5-speed manual
Brakes
Front Disc / Rear Drum (CBS)
Fuel Tank Capacity
11 liters
Available Colors
Ebony Black with Silver/Red, Cocktail Wine Red
These features make the Platina ideal for riders seeking low maintenance and fuel efficiency without compromising reliability.
💸 Estimated Pricing in Delhi (2025)
Pricing Component
Amount (INR)
Ex-showroom Price
₹73,000 (Approx.)
RTO Charges
₹6,000 – ₹8,000
Insurance
₹5,000 – ₹7,000
On-road Price
₹84,000 – ₹88,000 (Est.)
Prices will vary based on city, variant, and current offers. Always confirm with your nearest Bajaj dealership.
🏦 Financing Options Explained (Illustrative Only)
Two-wheeler financing helps spread your cost over manageable EMIs. Below is an example scenario based on average market terms.
📊 EMI Illustration (Example Only)
Financing Element
Value/Range
Down Payment
₹10,000 – ₹25,000 (10–30% of on-road price)
Loan Amount
₹60,000 – ₹75,000
Interest Rate
9% – 15% p.a. (depends on credit score, lender)
Tenure
12 – 48 months
Estimated EMI
₹1,800 – ₹2,500/month (for 36 months @ avg 11%)
📝 Note: These are illustrative calculations. Your actual EMI, loan tenure, and interest rate will differ.
🧠 Factors That Influence Your Two-Wheeler Loan
Before you commit, understand the key variables that affect your loan:
Credit Score: Higher score = lower interest rate
Income & Job Stability: Lenders assess your repayment capacity
Lender Type: Banks, NBFCs, and digital lenders offer different terms
Special Offers: Festive discounts, cashback, or zero processing fees may apply seasonally
Hidden Charges: Include documentation fees, processing charges, foreclosure penalties
💡 Always compare multiple offers before deciding.
✅ Product Suitability: Is the Platina 110 Right for You?
If you’re a daily commuter looking for:
Great fuel efficiency
Low upfront cost
Proven brand reliability
…then the Bajaj Platina 110 could be a smart pick. With the right financing plan, it’s possible to own it with minimal upfront investment and easy monthly repayments.
📍 Call to Action: Where to Get the Best Deal
To avoid confusion and misinformation, follow these steps:
Visit an Authorized Bajaj Dealership near you to get exact on-road prices.
Compare EMI plans across banks, NBFCs, and Bajaj’s own financing partners.
Read the fine print carefully — including loan processing fees, foreclosure policies, and insurance terms.
🧾 Author & Expert Review
Written by:Sandeep, Automotive & Consumer Writer Note: Sandeep is not a certified financial advisor. This article is written for informational purposes only.
🏁 Conclusion
The 2025 Bajaj Platina 110 blends fuel economy, commuter comfort, and affordability. While EMI options make it easier to purchase, financing terms vary greatly depending on your profile and lender. Always consult official sources for personalized advice, and treat this guide as a starting point, not a substitute for financial consultation.
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